Business & Property

How to Properly Organize Your Budget of Real Estate Business

When it comes to budgeting real estate business, every investor may choose different strategies. However, you need to be more cautious of budgeting issue if you choose personal financing.

It is important not only to create but also maintain your budget. When it comes to managing your budget, it means more than balancing your checkbook. It is not less important to formulate a complete picture of your personal finance health. From the picture you gain, you will be able to get proper information and make the right decision.

How to organize budget for real estate business

Creating budget is one thing. Organizing budget is much more challenging than most people think. Besides, it should serve financial interests.

Important things in organizing budget for real estate business

Organizing your budget is not only to balance the cash flow but also to give you more opportunities to achieve your personal financing goals. To know what are the important things to do to organize your budget of personal finance properly, read all my thoughts about it below.

First thing first, you need to know your credit score. The better your credit core the easier for you to organize your budget. Healthy credit score will allows you to gain lower interest rates.

Thus, it will help you to buy a home, build equity, refinance debts, invest in another property, etc. With better credit score, your opportunities will be wider and more various.

It includes financial opportunities to help you grow your business even more. There are many things you can do to improve your credit score such as paying bill before due, making payment arrangement by contacting creditors, etc.

Finance is also about measurement and management. Thus, when everything is measured then everything is managed. You need to track every expense and you need to keep in mind that budget is a organic document. It often changes from time to time depending on what influences it.

Prices, temporary fluctuations and unexpected expenses can change your budget. Thus, don’t treat your budget as a fixed thing. You need to make it more flexible. Everything in your life can affect your overall budget. Even though not all changes are bad, you need to keep tracking every expense so you can make quick decision when something changes.

Another thing you need to do to organize your budget is to be savvy and smart. You can do it by taking advantage of high technology such as financial software platform.

It will be very helpful especially when you don’t have degree in finance. In running your business, you need to at least understand about the basic of personal finance. With the right financial software, you will be able to explore different scenarios so you can calculate your next moves.

By organizing your budget, you will have clearer preview of your financial health. Thus, you will know what to do to boost savings and know exactly what it is for.

You need to create positive financial goals such as starting a business, buying another investment of property, etc. By setting up your goals, you will stay motivated to run your business by properly sticking to your budget.

Travel & Leisure

Experience the Single Parachute Hammock For A Serene Retreat

There are always times in our life when we want to be somewhere without any voices but the singing birds and the leaves moved by the winds. Many of us need a me-time, just wants to be alone in the deep of the faraway of the new place. A hike or an adventure inside the forest may be the thing you will need and a single parachute hammock will really your best companion.

Camping had been known for so long. It is an attractive activity where we can be unite with the nature, physically and mentally. A fresh air in the wild, the smell of the wet soil, and many things will be experienced when you are out there. When we are in the non-polluting area, seems like our soul are really cleaned. It is to discovery yourself by getting your own serene retreat at somewhere.

Single parachute hammock for serene retreat

How a hammock can really helps your serene retreat?

An adventure is a journey and also to discovery many things hidden in our life for long. You need to seek, find and reveals all the possible things you will meet on the road. Experiencing the new things in life are no different by using the parachute hammock itself for the first time.

It can feels strange at first, give you troublesome, but when you are getting used to it, you will then really loves it. A single hammock is mainly referring to a hammock that is for a single person size. Mostly, its carrying capacity will be up to even two hundreds kg. That’s the first reason why I was saying this will be your best companion. Because you are most likely can even put all of the goods or items you are bringing in your adventure. Nothing will be left on the ground but above it.

In order to support your serene getaway, the single parachute hammock is also lightweight. For a shelter that can be a place for you to take a rest and sleep, I think it will not only be recommended for the travelers or adventurers, but for those who need to be at the wild for sometimes in their life.

You don’t have to be a pro outdoor’s guy with bunch of experiences in using it, you simply need to know how to tie (for example) a rope. As simple as that to open your mind and see things you have not been seen before and experience the life itself. Single parachute hammock is only a way, a path that will encourages you to find yourself in the wild.

The better thing you can also get is that you are also possible to use the hammock to create your own secret serene retreat at your own home. I think it will also the great way to lift your spirits if you can’t be somewhere else since most of us are usually trying to make our home physically comfortable.

Keep in mind that sometimes or even many of us are typically surviving the holidays resurfacing the bad habits, sleeping for hours and longer than before or thinking they’re going to the gym but never been realized. But if you are really trying to look for the way to transform how you will spend the holidays in serene, then you may need to try to get and use the single parachute hammock and find your own comfort spot either at home or outdoor.

Business & Property

Benefits of Handling Your Real Estate Business from Home

Working from home is now more and more familiar. It includes handling real estate business. Working from home won’t reduce the essence of work ethic. In fact, people find it easier to work from home. It gives many benefits than it seems. Thanks to technology that keeps advancing and improving, there is always way to do various tasks from anywhere. That’s why people are more and more interested to perform this practice and experience the benefits of working from home. Well, real estate business isn’t always bound to formal and traditional office.

Benefits of Handling Your Real Estate Business from Home

What kind of benefits gained from handling real estate business from home?

 

People try handling real estate business from home for some reasons. Some of them want to feel more comfortable environment, and some people want to know the efficiency of it. Here are some benefits gained from it:

  • Increased productivity is one of the most gained benefits you can gain from working from home. This is not an opinion but has been proved by comprehensive study. There is significant productivity boost among employees that work from home and handling all real estate business-related tasks. The study show that productivity increase about 13% over those who work from the office. It doesn’t mean working at the office is less productive. However, working from home can increase productivity due to many reasons.
  • Next benefit is to gain more focus in finishing tasks because there is less distraction. As the result, it will be easier to concentrate fully on work. Those who do their due diligence related to real estate business from home found it easier to focus since less people spotted at home compared to the office. It is even better when you live alone at home. You will be able to work without distraction and set your own rules in working.
  • For a company, trusting employee to work from home mean they can cut employee cost. It is gained by decreasing the amount of office space rented each month. Less employee working at the office means company doesn’t really need large building to accommodate. When employees work from home, it automatically reduces he expense that the company should spend monthly because then they can rent smaller building used for physical office.
  • It was also reported that when the company let their employee work from home, it decreased employee attrition. It even decreased by 50%. Employees took shorter breaks. They also had fewer sick days. It is understandable though. Working at the office means you need to drive and expose to pollution, virus, etc. Thus, it will be easier to get sick and results in sickness. It then decreases productivity. By working from home, you stay out of pollution, germs, and potential danger such as car accident.

Handling your real estate business from home is an option not obligation. However, it indeed gives you benefit as business owner. When you work from home or let your employees do it, you can expect for increasing productivity which can help growing your business.

 

Travel & Leisure

Komodo Cruise: Sailing the Wilderness in Style

The archipelago in frontier Flores province of South East Nusa offers gorgeous beaches, aquamarine waters, and prehistoric-esque adventure. The once remote area is now brimming with travelers of all paths. Numerous boat tour meanders wherever passengers choose to go, and offers a close-up wildlife life on water’s age. Among all wooden boat available on the shore, Komodo cruise is still a favorite.

Unlike any other mega ship cruises that resembles floating real estate, cruises in Komodo is still taking its natural form. Made entirely of wood, sometime in brownish or coffee color, these cruises is a modern take of Indonesian authentic traditional schooner. Dont let the wooden interior fool you—they are often equipped with resort’s standards equipment and, in most luxurious cruise, even with bathtub and wraparound windows.

Komodo Cruise: Sailing the Wilderness in Style

Perks of Sailing around Komodo with Komodo Cruise

Cruises of Komodo is a perfect vessel for people who want to taste a pinch of adventure with style. Unlike other types of Liveaboard in Labuan Bajo, the cruisers don’t only sells a room and a trip. Cruisers on Komodo love to pamper their passengers with creature comforts and quality services. Sailing on one feels like a tasteful combination of relaxation seasoned with wild frontier exploration. Cruisers make sure you can enjoy the outlandish beauty of Nature’s creation from its stylish, comfortable loungers. 

With the giant Komodo dragon in mind, the wooden cruise will take you to one of the most unwinding trip you can have in the world. Every morning on the liveaboard you will wake up to an endless ocean, broken occasionally by savannah-covered islands. Flores salty breeze will greets you with soft blow as the cruise is heading deeper to the archipelago. Dozen of unknown-yet-so-gorgeous islands scattered around you, waiting for some foot strip to mark the virgin area. The cruise is your only ticket to go off-grid and see Komodo’s beauty, untouched by civilization

Sailing With or Without Itinerary

One of the perks from sailing with cruises than the smaller liveaboard is the chance to have flexible itinerary. Lower price liveaboard boats are often offered to open trip and come with rather rigid itineraries. Some times this can be irritating—taking away your freedom to choose what islands to visits, which dive site to plunge into, or when to do it. Sometimes, you don;t get what you sign up for. Komodo cruise offer more freedom to how you want to design your holiday, especially when your travel group hire the whole boat.

Business & Property

Tips to House Hacking to Benefits You in Many Possible Ways

House hacking is now getting popular and many people started to try it. This is one of the most promising real estate investing strategies especially for new investors. There are lots of new investors who are discouraged in starting their career in real estate business because they haven’t purchased their own home yet. This is one of the hurdles they think is the hardest. However, house hacking gives new light in real estate investing and a great feat to try by new investors even when they haven’t purchased their own home yet.

 

Helpful tips to house hacking effectively

House hacking is real estate investing strategy in which the investor rent out part of the property they live in. For example, if you live in one of the units of your multifamily property then you rent out the others. However, it isn’t limited to those who live in multifamily property only. Even if you live in a single-family home you can rent out one of the rooms and it is still counted as house hacking.

There are various benefits you can earn from house hacking. First, you will earn passive income. Second, you have chance to learn more about real estate business and how it works through smooth transition. Third, your household expenses will be reduced. Fourth, you will be able to pay down your mortgage quickly and save up. Here are some tips for house hacking:

  • Before anything else, you need to know how to find the right and best property. You can purchase multifamily property so you can live in one of the units and rent out the rest. Or, you can also purchase single-family home and rent out one of the rooms.
  • Decide your funding source since finance is one of the most important keys in real estate investing. Keep in mind that by implementing house hacking strategy, it means your status is as an owner-occupant. Thus, determine what kind of funding that benefits you the most. There are various options you can choose. Make sure to choose the best deal for the loan.
  • After deciding funding source, you need to do market research to find the best property. Once you find it, you need to run the numbers. You need to analyze the deal and find out more about the value of the investment. In running your numbers, you need to make estimation of rental income and property expenses. You need to do thorough calculation which includes property taxes, rental income, vacancy reserve, insurance, maintenance, utilities, and operating expenses.

By following those tips, your house hacking strategy will be running smoothly especially in the beginning. It is important that you plan everything thoroughly because even though this strategy looks simple, you still need to calculate your steps since real estate business is about game number. However, house hacking is more flexible than other real estate investing strategy since this is the very beginning of your journey to property industry. You will learn everything eventually.

Travel & Leisure

Crucial Topics Scuba Diving For Beginners

Luckily if you live in an island country. For islanders, snorkeling or diving are not extraordinary. Diving is fun but needs preparation especially for beginners. You must take part in scuba diving training for beginners. This is the main of the main ones. There are many things that beginners must know before starting scuba diving.

Scuba Diving For Beginners

Non-Certified Diving is Not Prohibited

Don’t equate swimming with diving. Underwater conditions are far different from land or swimming pools. Before diving in any waters, you must pocket a diving certificate. Dive centers are spread throughout diving destinations. If you have set goals, find information on the best destinations for scuba diving for beginners. Don’t choose your diving destination, because not all dive spots are right for beginners. The point is to choose the right spot to dive, take scuba diving lessons for beginners. 

What happens when diving?

This is important information before doing scuba diving for beginners. Did you know that the warmth of the body will disappear 20 times compared to when you are on land? All you need to do is squeeze where the ears will adapt to high-pressure conditions. The trick is very easy, namely by exhaling the air while closing the nose. Diving is clearly a fun activity that is risky.

Preparation What to Do Scuba Diving For Beginners

Able to swim and float

Swimming and float are included in the requirements for scuba diving for beginners to pass and be certified. You must be able to float for 10 minutes and swim 200 meters far without a tool. So if you want to dive but can’t swim, you should first learn swimming skills. Swimming skills are very important in diving. At least you can control and adjust easily when you first dive.

In A Healthy State

If you are in good health, you can do dives, the diver’s requirements are healthy. We do not know the exact conditions under the sea. Weather and currents can change. You need a statement from a doctor that you are stated. Some health requirements that you must live to pass diving.

  • chest x-ray
  • overall health record
  • lung function
  • Electrocardiogram
  • sharpness of vision
  • complete blood test
  • urine test

It is possible to have several other tests besides the above medical tests that you have to do. Pay attention to some health conditions that don’t allow you to do dives. Scuba diving for beginners is an important start for you to pursue the world of diving. The introduction of diving equipment is important in addition to health checks. Everything related to diving requirements must be well equipped for the safety of your dives.

Business & Property

Accounting Tips for Your Rental Property Business

In managing your real estate business, it is a must to do your due diligence so that everything is stay in control. However, it can be overwhelming for investors to handle financial transactions as well analyze financial performance of business.

Accounting tips for rental property business

Administrative works might be one of the least desirable tasks to do for most investors. However, it cannot be left behind or else you will get more complicated problems in the future and is too late to fix.

One of administrative works related to financial management is bookkeeping. It is a task when you have to file receipts or record expenses of your business.

Tips to manage your rental property accounting

According to many experts in property industry, it is important to set up strong system for rental property accounting.

Thus, you will be able to get the most out of your investment in return. It is also highly suggested to learn earlier about all accounting stuffs so that you know the basic and system in the most efficient way.

Then, you will be able to make your own profit. So that, I will inform you about some useful tips you can try to manage and set up your rental property accounting system.

The first thing you should know is that it is important to distinguish between personal and business finance. Mixing them up will do no good for your business. Therefore, you should separate them both. It is highly advised to open business account from the start. This way, you will know exactly the flow of the transaction in your rental property business.

Any income and expense will be recorded thoroughly and won’t cause any confusion for you. If you have more than one property, it is safer and better to open separate account for each of them.

Next, you need to decide what kind of method to track your income and expense. Some investors use cash method while others prefer accrual accounting. Both are different but you can choose the one that fits you the best.

However, it is more recommended to use cash method if you are currently handling small business.

You need also be friendly to digital tools to help you set up the most effective system for your rental property accounting as well as bookkeeping. You need a tool that can help you to digitize receipts or invoices. You will also need digital tool to help you integrating bookkeeping, filing storage, as well as analyzing finance in one go.

Choose high-quality software and you can buy the premium one if needed as long as it gives a huge help for your financial management.

In managing your business accounting, you will need past data to forecast future expense. Thus, you will be prepared for what will happen in the future. It is also important to learn more about tax forms earlier.

If you still have difficulties managing all accounting stuffs, you can also ask for help from Certified Public Accountant or CPA. They will give you useful advice about all accounting system and its implementation. You will be educated through the best practices.

Travel & Leisure

Where To Rent The 3 Bedroom Villa At Seminyak – Bali?

Time goes by and sometimes we have no idea what we were doing before. If you are in Bali, you won’t even think about that. Too much beautiful things that can make you forget about the time. It is the early December now and it is start raining in Bali, so that, it is the perfect time for you to know about the 3 bedroom villa situated at Seminyak where it is also the famous location for travelers.

How can it all be related with the 3 bedroom villa Seminyak? Sound like I am making it up, right? Not until you read all about what I am going to tell you about.

A trip with family members or your group can be more fun, no doubt about that. And you won’t be traveling alone while visiting Bali while the rain of December is falling down, will you? So that, inviting your partners to join in your adventure. Rain won’t stop you from doing what you have to be finished in Bali.

And the best stay where you are coming with some people, say it about 4 up to 6 person is to rent a home. But, there will be really small chance you will get the 3 bedroom house in Seminyak especially when you are required it to be closer to the beach. So that, a villa is actually be an important thing you need to finds out.

I’ll give you the name of the villa if you want, especially the 1, 2 and the 3 bedroom villa Seminyak. It is the special ones that provided to you by the Hu’u Villas Bali. No doubt that you might have heard about it, but in case you don’t, then you are lucky for knowing this now.

3 bedroom villa Seminyak amenities

It is one of the affordable villas you can rent at anytime at Seminyak. You don’t even need to think about what you are going to need from a villa. It is because almost any of your needs may have been prepared and provided inside, including the 3 bedroom villa we are talking about. Even the hair dryer is provided, so what else you will need? From a small facilities to the useful amenities are waiting to be used by you and your partners.

Do you need a private pool while swimming in the rain on this December? If you think that will be the great idea, then you have had one. You will really enjoy the private plunge pool of 12 m set nearby teak wood deck. Wait! Traveling in the rain at Bali, is that even a joke?

For now, mostly the rain will only started for 3 or 4 hours and the rest of the times, there will always a place for you to go. Rain is a gift, so it won’t be the issue. There will always the destinations and attractions you can enjoy, whether in Seminyak or other parts of Bali.

Back to the 3 bedroom villa Seminyak you are going to rent. It is placed at the heart of Seminyak area itself. You will be staying where many destinations are sorrounding you. The villa management is also providing you with the present of tasteful Sea Vu Play restaurant with scene. Even if you need to warming up the night, there is also The Den’s night club that will gives you the privilege access when you are renting the villa.

I’ll give you a bit more information about this 3 bedroom villa. The master bedroom set with a King Size bed (180 cm x 200 cm x 35 cm) and you will get the bathroom with separate rain shower and bath tub. And you will also get the en-suite wardrobe. For the last 2 bedrooms, you will be provided with the 2 Queen bedroom which is 160 cm x 200 cm x 35 cm in size including a shower room.

In the living room, you are even will have your mini library and it is placed right besides the private pool as its exterior. A really dream place to write or read your favorite book or simply watch your favorite channel while laying your head down on a long comfort sofa.

What’s to wait for all these excitements? Pack your items and goods, bring your partners to Bali and make sure to stay in this 3 bedroom villa Seminyak! You will be at the great place. Have a nice trip, Semeton!

Business & Property

Working with Neutrals to Dress Your Home

Don’t be afraid that you’re going to end up with colours that are “boring”. Neutral colours are often also referred to as “earth colours”.

Working with neutral colours to dress home

They range from ivories, beiges, taupes. Guilford green, and even wooden red. The neutrals appeal to the largest number of homebuyers because of its simplicity and because it’s the easiest to personalise as well. What are some of the things that caused people to adore these neutrals?

Interiors with neutrals would seem more spacey

The neutral colours come from earth colours surrounding our everyday lives. Unlike colours that grab your attention such as neons. It’s safe to say that you can’t get wrong with the neutral colours. Neutrals don’t distract your eyes, making it perfect for any room in your house. It creates a calming backdrop. An elegant feel of no-clutter and simplicity.

Beiges are simply gorgeous

One of the most popular neutrals is beige. Beautiful and timeless, this colour can be used for virtually anything for your interior space. Beiges are becoming increasingly popular for a long time now.

And it does not seem to be falling out of favour any time soon. Whether it’s walls or couches, beige is a brilliant choice for your interior. There is even a term called “greige”—the currently hip colour in town. The term stands for a combination of “grey” and “beige”.

Highlight your furniture by taking advantage of neutrals

This is particularly true for light-shaded neutrals. When your wall paint is already a rich, stark colour that contrasted with your floor, for example, the room is going to feel more “filled”.

It may create the illusion of more cluster. Having a deep red shade of a vase or other ornaments with a backdrop of taupe is going to highlight the ornament in a pleasing light without making a room feel stuffy.

Spa-like bathroom is achievable with neutrals

Who doesn’t want bathrooms that feel luxurious and makes the residents feel like they’re actually having a me-time inside the bathroom? White is particularly an excellent colour for the bathroom project. Patterned bathrooms are pretty common and homey, but nothing says exclusivity and luxury like an all-white bathroom.

The simplicity of the choice won’t just make it easy on you to chose matching bathroom items, white bathrooms also strike a strong impression.

Bring value to your redecorating project

It’s not an overstatement to say that investing in neutral colours goes a long way, especially when you’re considering to sell your house in the future. A lot of agents and home staging experts highly advised on repainting an interior if it’s not colour-neutral, especially when they want to fetch a good price or looking for a quick sale.

You may be invested in your bright orange-coloured room because the shade has a certain personal value to you. But your future homebuyers may not appreciate it. So the next time you’re deciding on colours for an improvement to your house, remember that neutrals are investment for your future home resell.

Blog

Bali SEO Services For Reaching More Of Your Business Customers

Name one thing that will makes your business running really well! For me, it is the more customers that you are possible to get. Don’t you agree with me? I bet there won’t be any objection about that. Business needs more customers day by day, in case you are selling Lamborghini or have got the gold mines. But if you don’t, I’ll let you know one of the strategy you can do in how to get more customers through Bali SEO services.

Bali SEO services to get more customers for business

The services I am talking about require you to have a website. No doubt that you will bring your business to the online portal. Either you will calling it as the online shop, reservation deals, or anything that allow you to promote the business on internet. That’s why this Bali SEO services are actually came up.

The way of people in buy, rent and even sell things are changing. Nowadays, many of us are doing it online. At least, finding the online information or reviews about what you are going to buy is the thing you are actually do than reading it on newspaper or magazines. Those days of such medias have been long gone and left. You are doing it practically through your phone that has been connected to the net. And that is exactly what your business customers are doing and they also want and need to know about your business.

SEO (Search Engine Optimization) is the main thing that your site has to deal with. People can’t remember all the website names they have been visited before because there are too much of them. Even, I think myself have been accessed the sites that are more than the numbers of my friends, family, and colleague names. I am really sure about that. So that, I use search engine like Google by typing the related keywords about the information I’d like to know. And you have known that what I am doing is just as simple as that. Did you know that besides me, there are also millions of people doing the same way?

The more people are doing it, the higher the competition would be for the indexed sites on Google and other search engines. That is why your online business will have to find the Bali SEO services. And yes, there will be an agency that I will introduce you that is also located in Bali.

Now, you have known that one of the benchmark of competition in search engines is based on the keywords. If your online business (website) can be at the first page of Google, maybe at list top 3 on the first page to say the least, then you will get more chances to drive more traffics. If you have been well-prepared your site before where the potential customers can do whatever action you wish they do (buy, share, sign-up, etc), the you can convert the traffics to be your customers, buyers, members and many more.

One of the agency that can helps you with that is Kesato. A digital agency based on Seminyak, Bali – Indonesia. No matter if your site have the Bahasa Indonesia as the main language, English or even French, you are welcome to visit and consult about your online business. And surely won’t be a matter of wherever you are you can always call the agency if you have something to say about this Bali SEO services.

They will help you to evaluate your site in SEO aspect and if you will deal to continue the project, then see how many customers you are possible to get from the organic traffics of search engines. Anyway, if you are in Bali right now, you can also visit the office at anytime before 6 PM.